Frequently Asked Questions
Answers to the questions we hear most often from families getting started with Skala Dohodov. If you don't find what you're looking for here, our contact page can point you in the right direction.
What exactly does Skala Dohodov do?
Skala Dohodov analyzes an existing investment portfolio and highlights concentration risk, overlapping holdings, and allocation drift relative to a stated goal and time horizon. It produces a plain-language summary and suggested adjustments — it does not place trades or take custody of assets on your behalf.
Is Skala Dohodov a financial advisor?
No. Skala Dohodov is an analysis tool. The output is informational and intended to support your own decision-making or a conversation with a licensed advisor. It is not personalized financial, tax, or legal advice, and nothing in the report should be treated as a recommendation to buy or sell any specific security.
How does the "non-custodial" part work?
Skala Dohodov never holds, transfers, or has trading authority over your funds. You connect account data for analysis purposes only, review the resulting report, and any action you take happens through your own brokerage or account provider.
What information do I need to provide to get started?
Typically a summary of your current holdings, approximate allocation percentages, and a general sense of your goal and time horizon — for example, retirement in a given number of years, or a shorter-term savings target. The more complete the input, the more useful the output.
How long does the analysis take?
Most portfolio summaries are generated within a minute of submitting your information, as referenced by the "Optimize Portfolio in 60s" option in the navigation. More detailed scenario comparisons may take a little longer depending on the complexity of the portfolio.
Who is this designed for?
Skala Dohodov is built primarily for middle-income households doing long-term financial planning — people who already hold some investments and want a clearer picture of risk and diversification without hiring a full-time advisor for every review.
Can Skala Dohodov guarantee better returns?
No tool can guarantee investment performance. Skala Dohodov focuses on identifying risk, concentration, and diversification issues within your existing portfolio so you can make more informed decisions — it does not predict markets or promise specific outcomes.
How is my data handled?
Account and portfolio information you submit is used to generate your analysis. For details on retention, storage, and your rights regarding that information, please refer to our Privacy Policy.
Is there a cost to use Skala Dohodov?
Pricing details are presented during the onboarding flow before you submit any information. If you have questions about current terms, our contact page is the best way to reach us directly.
Can I use Skala Dohodov alongside an existing financial advisor?
Yes. Many users bring their Skala Dohodov report into a conversation with their own advisor as a starting point for discussion, rather than using it as a replacement for professional guidance.
What if my portfolio is very simple — is this still useful?
Yes. Even simple portfolios can carry hidden concentration in a single sector, fund family, or asset class. A quick review can confirm whether your current setup matches your stated goals or reveal gaps worth addressing.
How do I get started?
Use the "Optimize Portfolio in 60s" button in the navigation to begin. You'll be asked a short set of questions about your current holdings and goals before receiving your summary.
Still have a question?
If your question isn't covered here, reach out and we'll point you to the right resource.
Contact Skala Dohodov