AI-driven portfolio intelligence

Institutional-grade intelligence in a single click

Skala Dohodov processes market data, risk indicators, and your financial goals through a predictive model, then returns one clear recommendation — no spreadsheets, no finance degree required.

Non-custodial. Your funds stay with your existing broker or bank.

Why this matters

Financial data has outgrown what one household can track manually

Market volatility — unpredictable swings in asset prices — now moves on news cycles measured in hours, not months. Most family portfolios are reviewed once or twice a year, which means asymmetric risk, the hidden downside that outweighs the potential gain, often goes unnoticed until it has already materialized.

  • Data overload Dozens of indicators across multiple accounts make it hard to see one coherent picture of your actual risk exposure.
  • Delayed reaction By the time a manual review flags a problem, the market has usually already moved past it.
  • Generic advice Standard guidance rarely accounts for a 15-year education fund horizon versus a 5-year retirement cushion.
  • Opaque fees Traditional advisory services often bundle costs that are difficult to compare against the value delivered.

The engine

One recommendation, drawn from millions of data points

Predictive modeling, explained plainly

The core model behind Skala Dohodov is a predictive model — a statistical engine trained on historical and real-time market behavior to estimate how different allocations might perform under varying conditions. In practice, this means it forecasts probable outcomes rather than reacting only to what already happened.

Risk mitigation as the primary output

Every recommendation is filtered through a risk mitigation layer, which checks for concentration, correlation, and drawdown exposure before anything is suggested to you. The output is not a prediction of returns; it is a bounded, risk-aware adjustment to your existing holdings.

Real-time processing

Data points from market feeds, your linked accounts, and macro indicators are ingested continuously, so the recommendation shown to you reflects current conditions rather than a quarterly snapshot.

The workflow

From connection to rebalanced portfolio in under 60 seconds

The process is deliberately linear and auditable at every stage — you can review each step before anything changes.

01

Secure data integration

Connect your existing brokerage or bank account through an encrypted, read-only link. Skala Dohodov never gains the ability to move or withdraw funds at this stage.

02

AI-driven risk assessment

The model scans your current allocation against your stated horizon and flags asymmetric risk, concentration, and drift from your target mix.

03

One-click portfolio rebalancing

Review the suggested adjustment, confirm it with a single click, and the instruction is sent to your linked account for execution — no manual order entry.

Applied to real goals

Built around the horizons middle-income families actually plan for

Education fund

Securing a 15-year horizon without constant monitoring

For a fund intended to mature when a child reaches university age, the model gradually shifts weighting from growth-oriented assets to capital-stable ones as the deadline approaches, reducing exposure to a late-stage market downturn.

Retirement safety net

Maintaining a buffer against market downturns near retirement

As the time horizon shortens, the system prioritizes drawdown protection over maximum growth, flagging allocations that carry more volatility than the stated retirement timeline can comfortably absorb.

Capital preservation

Mitigating inflation through automated rebalancing

Idle cash positions are identified and flagged for reallocation into instruments that historically track or outpace inflation, keeping purchasing power from eroding quietly over time.

Skala Dohodov analytical workspace used for portfolio review

How it fits into your routine

A single dashboard, checked in seconds instead of hours

Skala Dohodov is built for people who want professional-grade analysis without becoming full-time portfolio managers. The interface shows one recommendation at a time, with the reasoning behind it available if you want to dig deeper.

There are no trading charts to interpret and no jargon left unexplained. Every technical term shown on screen is paired with a plain-language note on what it means for your specific holdings.

Trust and custody

We optimize decisions. We never hold your money.

Family savings carry a different weight than speculative capital, so the architecture is built around a non-custodial model from the ground up.

Non-custodial optimization

Skala Dohodov generates recommendations and, with your confirmation, sends execution instructions to your own linked broker or bank. Your assets remain in your existing accounts at all times.

End-to-end encryption

All data in transit and at rest is encrypted. Account credentials are never stored in plain text, and connections use read-only access wherever your institution supports it.

Data sovereignty

Your financial data is used only to generate your own recommendations. It is not sold, shared with advertisers, or used to train models on behalf of other clients.

Start your analysis

Connect one account, review the risk assessment, and decide whether to rebalance — the entire first pass takes under 60 seconds and changes nothing until you confirm it.

Optimize Portfolio in 60s

Setup time: under 60 seconds · No custody transfer required